Don't let cost
postpone
a permanent fix.
Affordable monthly payment plans through Foundation Finance Company. Apply online in about two minutes — most homeowners get a decision the same day.
Same repair. Same materials. Same lifetime warranty. Just spread over a payment plan that fits your budget.
Pre-qualification does not affect your credit score. Subject to credit approval. Rates, terms, and conditions vary by applicant.
in minutes.
Apply through our authorized partner for your foundation repair. Soft pre-qualification — no impact to your credit score to check.
Foundation problems don't wait for next year's budget.
Cracks widen with every freeze-thaw cycle. Water finds new paths. The fix that costs $4,000 today often costs more once the damage compounds. Financing keeps the repair on schedule and the cost predictable.
Don't postpone a structural repair
Foundation cracks widen with every freeze-thaw cycle. Waiting 6 months to save up often turns a $4,000 fix into a $9,000 one once water and soil pressure compound.
Predictable monthly payment
Instead of one large invoice, you get a fixed monthly amount that fits your budget. Easier to plan around than draining a savings account in one shot.
Same lifetime warranty applies
Financing the repair doesn't change anything about the work, the materials, or the warranty. The lifetime transferable coverage is identical.
Four steps. No paperwork tricks.
Foundation Finance handles the application, approval, and billing. We handle the inspection, the quote, and the repair. You stay in control at every step.
Apply in about 2 minutes
Quick online form on Foundation Finance's secure portal. Your information is encrypted and never seen by anyone outside FFC and We Fix Cracks.
Get a decision fast
Most homeowners receive a credit decision within minutes. If approved, you'll see your available credit amount, term options, and any conditions.
Finalize on the inspection
Raf comes out for the free on-site inspection, walks through the diagnosis, and writes the itemized quote. Financing slots in cleanly with the project numbers.
We get paid after the job is done, not before
Foundation Finance releases funds to us via ACH only after the work is complete and you confirm satisfaction. Your skin in the game stays minimal.
Foundation
Finance Company
We chose Foundation Finance because they specialize in home-improvement lending. They understand foundation work, structural repair, and waterproofing — they're not a generic credit-card processor.
Your application stays between you and FFC. We don't see your credit score, your income, or any of your financial details. We only see whether you're approved and your available credit amount.
Every project we quote.
Whether it's a single crack injection or a full structural reinforcement plus waterproofing, the same financing options apply. We can scope the project to fit your approved amount.
Foundation crack repair
Polyurethane and structural-epoxy injection on poured-concrete or block foundations.
Structural reinforcement
Carbon fiber straps, Stabl Wall systems, slab stitching, and full-wall stabilization.
Basement waterproofing
Interior drain tile, sump installation, vapor barriers, and exterior membrane systems.
Slab and garage-floor repair
Deep epoxy injection plus carbon-fiber / Kevlar overlay on settled or cracked slabs.
Masonry and concrete restoration
Spalling repair, parging, and concrete rebuild on the sections we work on.
Drainage and exterior corrections
Grading correction, downspout extensions, and exterior waterproofing tied to the repair.
Financing, answered.
Does applying hurt my credit score?
Foundation Finance Company runs a soft pre-qualification first that does not affect your score. Only when you formally accept an offer is a hard inquiry completed. You can see if you qualify without commitment.
How much can I finance?
Approval amounts are based on the credit profile of the applicant and can vary widely. Most homeowners qualify for an amount that comfortably covers a complete foundation repair. The available credit amount appears on your approval and stays available through your project.
Is there a down payment?
It depends on the offer. Some approvals are with no down payment, others require a partial down payment based on the credit profile. The exact amount, if any, is shown on the approval before you accept.
What about the interest rate?
APR and term length depend on the offer Foundation Finance presents based on your credit. Multiple plan options are usually available so you can pick a payment that fits your budget. All terms are disclosed in writing before you sign anything.
Can I pay it off early?
Foundation Finance plans typically allow early payoff without prepayment penalty, but always confirm on your specific agreement. The full terms are spelled out in the loan documents you'll review before signing.
Do I have to use financing?
Not at all. Plenty of our customers pay by check, card, or ACH at the end of the job. Financing is just the option for homeowners who prefer to spread the cost. The price of the repair is the same either way.
What does Foundation Finance Company do exactly?
FFC is the lender. They handle the credit application, the loan agreement, the funds, and the monthly billing. We Fix Cracks performs the repair and gets paid by FFC after the job is complete. You make your monthly payment to FFC, never to us.
What if I'm declined?
You can apply with a co-signer (some homeowners use a spouse or family member), or we can simply book the job at the agreed price and you pay directly. Being declined for financing has no impact on the inspection or the quote.
Two minutes. No impact to your credit score to check.
Apply through Foundation Finance's secure portal. If approved, the inspection still happens free, and you decide whether to move forward after Raf's on-site walkthrough.
Financing is provided by Foundation Finance Company, LLC. All credit products are subject to credit approval. Rates, terms, conditions, and promotional programs may vary by dealer and applicant and are subject to change without notice. Not all customers will qualify. We Fix Cracks is an authorized dealer of Foundation Finance Company. We Fix Cracks does not extend credit, set rates, or service the loan. The exact terms of your financing agreement, including any down payment, APR, and term length, are disclosed by FFC before you sign.
Get the foundation fixed without draining the savings account.
Free on-site inspection · written itemized quote · financing available through Foundation Finance Company.